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How We Help With Insurance Claims Detailed Documentation: Before/after photos, inventory lists, and condition assessments that meet insurer requirements Professional Estimates: Itemized, industry-standard pricing documentation that insurance adjusters accept Direct Communication: We speak directly with your adjuster to answer technical questions about treatment necessity Direct Billing: In many cases, we can bill your insurance company directly, reducing your out-of-pocket costs Supplement Filing: If the initial estimate doesn't cover full restoration, we file supplements with supporting evidence The Insurance Claim Process File your claim with your insurance company as soon as possible after the fire Contact us for a free assessment -- we can often come same-day for fire damage We document everything -- condition, smoke type, damage extent, treatment plan We provide the estimate to your adjuster in their preferred format Upon approval , we begin restoration immediately We photograph results and provide a completion report for your claim file Tip: Don't dispose of smoke-damaged furniture before your adjuster has documented it

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Compared to kids who rarely saw e-cig ads, those who saw them at least sometimes were much more likely to vape

An international literature survey of "IARC Group I carcinogens" reported in mainstream cigarette smoke

Graphic 5: Michigan State Police Inspecting Seized Cigarettes in 1951 Source: Archives of Michigan