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A lot of these devices are made in countries that struggle with quality issues in the manufacturing process, said Mark Wood, president and CEO of LifeScienceRisk, a subsidiary of RSG Underwriting Managers

Connecticut used almost all the revenue gained from instituting a personal income tax in the 1990s to paying off high pension debt

Menthol, in general, is a chemical that is typically found in peppermint and other mint plants

Sometimes, they will require a phone interview with an underwriter, although this step is becoming rare as the simplified underwriting process becomes more automated

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