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In a recent Underwriting Shorts conversation, I sat down with Ken Turscak, Chief Underwriter at Cavalier Associates , to break down how carriers are treating marijuana, vaping, and nicotine use in todays marketplace

Learn more about thirdhand smoke and how you can be exposed (PDF)

We also measured pH, which has been shown to be manipulated by the addition of compounds such as ammonia to increase the uptake of nicotine, [14] and two humectants (glycerol and propylene glycol), substances that have been known to be added or modified by the industry to improve the smoking experience [15]

Based on data from the CDC, tobacco use is the leading cause of preventable disease, disability, and death in the United States