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An analysis of data collected between 2000 and 2011 found that smokers, compared with people who had never smoked, were two times more likely to die of a number of diseases not usually thought to be related to cigarettes

Life insurance: Higher premiums for smokers Health insurance: Tobacco surcharges common Disability insurance: Smoking affects premium calculations Cessation: Some insurers offer quitting incentives

And just like in the UK and Australia, a drop in affordability over the years in India has led to the expansion of the illicit cigarette market at the expense of legal products

From the summit, the citys financial district is visible across the river, its lights flickering, cleaning crews at work